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Calculator, paperwork, and office folders for Texas real estate exam math practice Must Pass the Test Licensing Exam Math Practice commission, property tax, prorations, LTV, down payment, appreciation, simple interest, area, acreage, and legal description math. Small house model and real estate paperwork for loan affordability practice Mortgage Worksheet Loan Affordability Compare Conventional, FHA, VA, and USDA examples with down payment, taxes, insurance, income, debts, and ratio limits.